persons name

Florin Lazar

Mortgage Advisor

NMLS# 1432187

(425)533-6882

florin@absoluteloans.com

Meet Florin Lazar

Building a successful IT consulting practice over the past 20 years has given me the opportunity to solve technology problems for my clients and build fantastic relationships along the way. 

One of those relationships has been with Absolute Mortgage. Over the last 10 years Absolute Mortgage has become one of my largest clients and it has been great to help them grow from a handful of people in one office in Bellevue to over 200 people with numerous branches throughout the Puget Sound area. 

As a result of my relationship with Absolute Mortgage, I have added Mortgage Lending as an additional service that I can offer to help my clients solve a problem that is tied to the largest investment they make in their lifetime - their home. 

As a Mortgage Advisor I apply my engineering problem solving skills in analyzing a client's financial situation and recommending the best course of action to help them achieve their goals and their dreams.

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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check... Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alternatively a good- ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn equity ...
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What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. The title company responsible wi ...
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